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Hello,
I'm Nick Velez
Loan Officer

NMLS#: 2220351

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Nick Velez
Hello, welcome to my page.

My name is Nick, The owner of the Envy Group. I firmly believe real estate is the best driver of wealth and love empowering others with their goals of home ownership. As a real estate investor, I struggled early in my journey with a lack of guidance throughout the home purchasing process, and wished that my loan officers were more resourceful. Unanswered calls, missed deadlines, and lack of knowledge, were just a few of the frustrating things I was met with during every home purchase. I finally decided to take matters into my own hands by becoming a loan officer, with the goal of being the resource I never had. I truly aim to guide my clients in the right direction, and be there for them before, during, and after the mortgage process.

I have lived in Florida my entire life and have two energetic huskies named Theo and Arya (both named after Game of Thrones characters, my favorite show). When I am not working, I enjoy fishing in the Gulf of Mexico or just being out on the water.

All-in-One Solution

Our Loan Process...

PRE-APPROVAL

A loan pre-approval sets you up for a smooth home buying experience.

SHOP

Start working with a real estate agent and viewing homes.

LOAN APPLICATION

A few documents are needed to get a loan file through underwriting.

LOAN PROCESSING

Assemble all the necessary paperwork and details for the underwriter.

UNDERWRITING

They closely evaluate all the documentation in the loan package.

CLOSING

Documents are drawn and sent to the title company for closing.

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